Stay up to date on industry trends, news and events with the Title Stream corporate blogs from Lakeside Title Company. Our industry experts will share insights and updates to keep you informed.
TRANSFERRING TITLE TO A TRUST CAN PROTECT IT FROM CREDITORS
May 6th 2020Earl Benard Blasingame owed $4 million to Third National Bank of Nashville (TNB), a debt that was secured by (among other assets) a residence at 337 South Maple, Adamsville, TN. TNB declared its intention to foreclose on the home, but stated it would release its lien on the home in ...
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The Risks of Not Performing a Patriot Act Search
Apr 27th 2020Until the terrorist attacks on September 11th, 2001, most companies in the United States had few reasons to worry about laws related to financing terrorism. The passing of the Patriot Act changed that. In response to the attacks, the US Government stepped up its efforts in identifying financiers of terrorist ...
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Potential Advantages of Blockchain Technology in Real Estate
Apr 20th 2020Blockchain, the technology behind Bitcoin, is a ledger system in which records take the form of time-stamped blocks and are linked together in a decentralized database. Since blockchain’s open source code was made public in 2009, it has been utilized in a variety of ways. Future applications could fundamentally alter ...
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COVID 19 UPDATE: E-signatures, Remote Online Notarization, E-recording, Title Insurance and Gap Coverage
Apr 15th 2020Since 2000, the Uniform Electronic Transactions Act (UETA) has allowed the use of electronic signatures and notarizations. These transactions are valid between two or more parties in states governed by federal laws. The only exceptions are Illinois, New York and Washington. These states have their own electronic signature legislation that ...
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Does the Real Estate Industry Face Cyber Security Risk? You’d Better Believe It.
Mar 22nd 2020Real estate firms of all types compile, store and share sensitive financial and personal information, and this alone invites a malicious data breach. Direct cyber-attacks aren't the only concern. Employee negligence and poorly managed data sharing and monitoring are also cyber security vulnerabilities. Potential problems can arise when property managers, ...
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Most Common Questions Asked by First Time Homebuyers
Mar 13th 2020March 12, 2020 - By Lexi Klinkenberg Buying a home is a big deal and can be an overwhelming and sometimes stressful experience, especially if you are a first-time homebuyer. In order to help you navigate the process, save money and avoid common mistakes we asked experts from Florida or Oregon to share the questions they are ...
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How Mortgage Companies Can Gain the Confidence of Millennials
Mar 9th 2020Millennials have high expectations for all their business interactions and their expectations for mortgage companies are certainly no less stringent. This is a generation of technically savvy consumers who are heavily focused on social media. Their lives and perceptions have been greatly impacted by text messaging, mobile phones and instant ...
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THE Time to Refinance is now!
Mar 1st 2020Whether a person is looking at buying or refinancing their home, the fact is that mortgage rates are at or near record lows. The reasons include a combination of issues, including federal bank interest rate compression, the fears engendered by the threat of the Coronavirus, and weak bank systems across ...
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Title Insurance Protects You Against “Clouds” on Your Title
Feb 28th 2020You've signed the Agreement to purchase the home of your dreams. Congrats! You are your representative will contact us, the Title Insurance Company, to perform a land records search, prepare a title report and ultimately issue a Title Insurance Policy insuring the stakeholders against “clouds” on the property title. ...
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Technology and the Title Industry: a Tech Driven Echosystem
Feb 19th 2020Technology has the power to improve countless aspects of business, from processing to efficiency to communication and beyond. Across industries, it allows suppliers to keep up with the ever-evolving demands of consumers. In some scenarios, including within the title insurance industry, technology can even benefit surrounding aspects within the business. Title ...
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- Security Interest versus License Agreement: Whats a Technology Start Up to Do???
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- Unrecorded Liens 101
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